Sunday, December 20, 2009

Pet Dog Health Insurance Options

Today there are many pet insurance companies are different to choose from.
Most of the pet health care plan similar in that they include annual premiums, deductibles, and offers a variety of different coverage options to suite individual customer needs.
But there are many differences too. Some of them are small, but others do not.

This can make a difference to how much you pay the premiums, and what's outside pocket costs you need to allow for.It 's vital to look at pet insurance comparison information when you choose a pet insurance plan.

These are some points you need to check. Be sure to ask all necessary questions before you 'sign on the dotted line'.

* Some pet insurance plans have an age limit to be far different, both the minimum and maximum, make sure you know what the numbers are on each of you consider

* They may also have different attitudes and regulations regarding pre-existing conditions

* Some may exclude certain offspring vulnerable to hereditary conditions

* Some health insurance policies, including pet routine procedures such as vaccinations, annual check-ups and / or routine preventive care (such as heartworm testing and medication). Other possible costs or require additional fees 'health riders' payments

* Waiting period (time required for health insurance pet dogs to come into effect) can also vary quite a bit

* Procedures such as spaying & neutering, dental care, eye care and prescriptions that may or may not be covered, depending on the pet's health plan you select

* Each company pet health insurance policies may be different in the 'cap' that they apply to individual medical procedures

* You may be limited to selecting a veterinarian or animal hospital, from the list of 'approved' provider, or you may be free to choose whoever and wherever you want

If you have multiple dogs or other pets (cats, rabbits and even birds), you may want to check whether the pet dog insurance providers you are interested in, offer discounts for multiple pets. Some do, some do not.

And while you're at it, why not also ask if they offer 'extra', such as discounts on products or pet service, regular newsletters, or even help you to pay a pet boarding costs to be treated in your own hospital.


Dog Insurance said...

Wow this is a really good article on dog insurance. I have a blog about the same thing and I am trying to add some really good content. I think I have a few good articles so far, but a tough topic to write about! This is definitely a thorough and well written article

pet insurance said...

Excellent article! I just got pet insurance earlier this year and had to file a claim already for an accident. I signed up with Trupanion pet insurance and they have my lil Benny covered.

I think that pet insurance is great for pet owners. I really get a peace of mind paying my small monthly premium. WOrth looking into!

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